In October 2025, this report breaks down my dividend income alongside my day‑to‑day household spending to show where the money actually went. As usual, most of my cash went toward housing, with a 2,200 dollar mortgage payment making up 51.5% of my total expenses, while groceries, internet, and gas together only took a relatively small slice of the budget.
Nonessential spending stayed pretty minimal, with only modest amounts going to restaurants and general merchandise and nothing spent on cars, home projects, and mobile phones because I don’t have a personal one, in case you wonder. It helps keep my overall budget lean and frees up more room for saving, paying debts, and reinvesting.
Here’s a look at my October 2025 report.
Table of Contents
Expenses for October 2025
| Mortgage | $2200 | 81.18% |
| Groceries | $177.50 | 6.55% |
| Internet | $199.00 | 7.34% |
| Gasoline / Fuel | $65.00 | 2.4% |
| Restaurant | $40.00 | 1.48% |
| General Merchandise | $29.36 | 1.08% |
| Cars (insurance, maintenance) | $0.00 | 0% |
| Home Improvement | $0.00 | 0% |
| Mobile Phone | $0.00 | 0% |
| Total | $2,710.86 | 100% |
Dividends for October 2025
| Months | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| Div inc | $43.80 | $43.98 | $107.26 | $51.50 | $45.52 | $73.00 | $93.31 | $49.96 | $73.39 | $93.34 |
Gio founded TheGrowthFocusedGuy in January 2020 because he was fed up with debt.
His mission is to document his journey to Financial Independence in order to motivate and inspire others to get out of debt and begin building generational wealth.
