As we near the end of the Christmas season, we all know a lot of money is floating around and stimulating the economy. The “Buy Now, Pay Later” [BNPL] services are popular among individuals on a budget and those who are spending money they don’t have. The wife normally does all of the house shopping,
Once again, it’s that time of year! Most people’s favorite holiday, and perhaps most children’s favorite time of year, is here. When my parents asked what we wanted for Christmas, my sister and I would each offer them a list of five items never more. I was too young to comprehend why we would only
As a member of the FIRE community, it’s difficult not to open Twitter and see people brag about their victories, but rarely about their losses. There’s nothing wrong with that; in fact, I encourage everyone to celebrate their victories, no matter how minor they may be. But before we dive into what wealth is and
Hello there, everyone! I hope you all had a fantastic Halloween. My children have always enjoyed dressing up as characters, but they have lost interest in new ways of doing things since the pandemic. They do not enjoy walking through malls or driving through school parking lots to be handed candy bags. We got TGFGJr,
How y’all doing? Hope everyone had a good September and started this month on the right foot. We start getting some of that cold weather up here. I’m not looking forward to winter but I don’t mind the fall season. Especially when your car decides to break down in the coldest season ever. No matter
I know it’s been difficult to witness the images on social media of our fellow Haitian immigrants being chased by Border Patrol agents on horseback, wielding whips. While I understand that crossing the border illegally is not the right approach, the inhumane treatment of our people makes it feel as though the horrors of our
Unlike many others who simply prefer to brag about their victories, I also like to brag about my defeats. We are all human, we all make errors that we learn from. My mother warned me with facts, but I ignored her. With her notepad, pen, calculator in hand, she’s constantly on top of things and
Hello Everyone!! It seems like I just posted my first Debt Overview post last week. I hope everyone is staying hydrated and enjoying the hottest month of the year. Little has changed on my end of the globe; I’m still working from home and spending time with the kids. The idea, according to office gossip,
The average student with debt has $37,000 in student loans when they graduate from college. I was extremely fortunate to have my parents pay for my undergraduate degree, allowing me to graduate debt-free. Going back to school for more titles next to my name was never something I wanted to do, but coming from immigrant
I, an ex-spender, would have said two and a half years ago that I don’t mind spending money as long all of my basic needs are covered. I was even spending money I did not have. Let’s face it: from the moment we wake up until we go to bed, we are surrounded by marketing