A college degree is a status accomplishment for many families, especially immigrated generations like me. My parents will always tell me they don’t care what I want to do with my future as long I come home with a college degree. This was enough for them to believe they have achieved society’s goal. By having
The last couple of weeks has been so eerie in the investment world. As a Buy-and-Hold (B&H) long term investor I couldn’t make sense of Gamestop stocks skyrocketing overnight. Another great reason why I rather watch my index fund $SPY grow at a slow pace then gambling my hard earned money. I understand Cryptocurrency has
Every year, I tell myself things are going to get financially better. The first two months I will sacrifice it all to start saving, paying debts and even stop hanging out with friends outside of my home. There will be that one thing, something that I don’t even need, that will make me drop out
The pandemic made it hard for many to consider saving last year due to jobs loss, hours cut or other life challenges. As we started this new year, I’ve decided to challenge myself financially. I actually have a list of money-saving challenges I wrote down on my journal such as: – Build my emergency fund–
$8,926 Happy New Year 2021!!! I started this journey in January 2020 right before the covid-19 pandemic. Woke up one morning, opened my journal, wrote down my plans for the year of 2020 such as lowering my debts, investing in the stock market, increasing my emergency funds and coming up with other income streams through
Growing up in Haiti, I did not have the luxury that I have today in the States. I never questioned the ways my parents would do things because many habits were normal to me. I didn’t know much about personal finance beside saving your money and let it accumulate by repeating the process. Today, I
It is with a heavy heart to announce the passing of my mother-in-law. She’s been battling with colon cancer for almost five years. We always knew that day would come. One cannot deny the fact. At the same time, we cannot say we were fully prepared the day we got that phone call. We mostly
I still remember in my younger years telling my parents I couldn’t wait to get older so I can do things my own way and have a blast every single day since I will have it all. Honestly, the thoughts have NOT changed but the meaning behind it sure did. With the presence of COVID-19
I have yet to hear from someone coming with solid evidence keeping money in the bank is the way to go to grow wealth. With many believing we are about to hit a recession with the stock market crashing I still believe there is plenty of opportunity for an investor to grow their positions and/or
With the Fed printing more money and buying corporate bonds to avoid a major crash and now seeing this overvalued market that doesn’t seem to fit our daily lives How does it influence your investment decisions? > Still investing the same amount every week/biweekly/month? > Holding on more cash and wait on the next market