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Why UTMA Over 529 Is The Way To Go

A college degree is a status accomplishment for many families, especially immigrated generations like me. My parents will always tell me they don’t care what I want to do with my future as long I come home with a college degree. This was enough for them to believe they have achieved society’s goal. By having

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Stay Invested, Avoid The Noise!

The last couple of weeks has been so eerie in the investment world. As a Buy-and-Hold (B&H) long term investor I couldn’t make sense of Gamestop stocks skyrocketing overnight. Another great reason why I rather watch my index fund $SPY grow at a slow pace then gambling my hard earned money. I understand Cryptocurrency has

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The 5 Reasons behind TGFG

Every year, I tell myself things are going to get financially better. The first two months I will sacrifice it all to start saving, paying debts and even stop hanging out with friends outside of my home. There will be that one thing, something that I don’t even need, that will make me drop out

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Net Worth: My Journey Year 1

$8,926 Happy New Year 2021!!! I started this journey in January 2020 right before the covid-19 pandemic. Woke up one morning, opened my journal, wrote down my plans for the year of 2020 such as lowering my debts, investing in the stock market, increasing my emergency funds and coming up with other income streams through