Working from home was something I always envisioned. This was one of my reasons to pursue IT as my career. With just a laptop working on systems anywhere in the world – what more can I ask for?! As an essential worker I had the option to report to work only if needed. For the
My (then $42k) debt was made up of car repairs, consumer purchases, late penalties, and education loans. I’ll purposefully disregard any incoming alerts to give the impression that everything is fine. I’ve always been the “next pay-day” man, so take advantage of everything while I’m still alive. I’ll just bring it to the shop and
Palantir [PLTR]: A Long-Term Growth Bet Palantir is a software company specializing in aggregating complex data sets to help organizations make real-time, data-driven decisions. What’s impressive about Palantir is how it identifies patterns across massive data landscapes, then adapts its software solutions to meet the specific needs of each client. They’ve historically worked with government
Having an emergency fund is the best financial move you can do to avoid any money crisis that may come your way like a job lost, medical bills, home repairs, car repair, the list goes on. Data has shown most people get to the habit of spending more than they earn for the sole purpose
I always look forward to payday hitting my account every other week. I know I’m not the only one here who gets excited regardless if they have plans for it or not. However, this should not be the norm generally speaking. Living paycheck to paycheck is not a way of life. This is a sign
Never would’ve thought 180 minutes away from my friends would have changed my finances for the best. I was always a [New York] city guy and I still consider myself one for the most part. Living in the city has taught me so much I credit my humbleness to the harsh lessons. Seeing how I’m
A college degree is a status accomplishment for many families, especially immigrated generations like me. My parents will always tell me they don’t care what I want to do with my future as long I come home with a college degree. This was enough for them to believe they have achieved society’s goal. By having
The last couple of weeks has been so eerie in the investment world. As a Buy-and-Hold (B&H) long term investor I couldn’t make sense of Gamestop stocks skyrocketing overnight. Another great reason why I rather watch my index fund $SPY grow at a slow pace then gambling my hard earned money. I understand Cryptocurrency has
Every year, I tell myself things are going to get financially better. The first two months I will sacrifice it all to start saving, paying debts and even stop hanging out with friends outside of my home. There will be that one thing, something that I don’t even need, that will make me drop out
The pandemic made it hard for many to consider saving last year due to jobs loss, hours cut or other life challenges. As we started this new year, I’ve decided to challenge myself financially. I actually have a list of money-saving challenges I wrote down on my journal such as: – Build my emergency fund–