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Category Archives: Debt

Home / Archive Category: Debt
debt overview 9K

DEBT OVERVIEW – DECEMBER 2022 [BALANCE $9.6K]

TheGrowthFocusedGuyPersonal Finance, Debt

I so want to scream, “debt-free,” but the government is playing with my patience. Regardless, I am happy to wait for the Supreme Court and the POTUS to make up their minds. As an optimistic person, I’m sure they will soon come to a mutual agreement and forgive my federal student loan. According to Credit

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pexels karolina grabowska 4386150

Is Debt Consolidation Right for You? First, learn about the benefits and drawbacks.

TheGrowthFocusedGuyPersonal Finance, Debt

Are you sick of keeping track of your debts, checking on due dates, and logging into different lender portals to pay them off? It is one of the most time-consuming parts of someone’s financial journey.  There are two ways you can combine multiple debt balances into one payment. You can either transfer the debt to

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13K final

DEBT OVERVIEW – DECEMBER 2021 [BALANCE $13K]

TheGrowthFocusedGuyDebt, Personal Finance

I hope you had a fantastic holiday season. For our part, we did not travel as we usually do and instead chose to stay in the area, especially with the introduction of the new variation. For my wife and me, it worked out rather nicely. We were able to work additional hours, which helped our

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noah silliman

3 of My Biggest Financial Mistakes and What I Learned From Them

TheGrowthFocusedGuyDebt, Family, Personal Finance

Unlike many others who simply prefer to brag about their victories, I also like to brag about my defeats. We are all human, we all make errors that we learn from. My mother warned me with facts, but I ignored her. With her notepad, pen, calculator in hand, she’s constantly on top of things and

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DEBT 15K

DEBT OVERVIEW – AUGUST 2021 [BALANCE $15K]

TheGrowthFocusedGuyPersonal Finance, Debt

Hello Everyone!! It seems like I just posted my first Debt Overview post last week. I hope everyone is staying hydrated and enjoying the hottest month of the year. Little has changed on my end of the globe; I’m still working from home and spending time with the kids. The idea, according to office gossip,

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graduates

10 Ways for Paying Off Student Loans Quickly

TheGrowthFocusedGuyPersonal Finance, Debt

The average student with debt has $37,000 in student loans when they graduate from college. I was extremely fortunate to have my parents pay for my undergraduate degree, allowing me to graduate debt-free. Going back to school for more titles next to my name was never something I wanted to do, but coming from immigrant

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DEBT

Debt Overview – April 2021 [Balance $18K]

TheGrowthFocusedGuyDebt, Personal Finance

My (then $42k) debt was made up of car repairs, consumer purchases, late penalties, and education loans. I’ll purposefully disregard any incoming alerts to give the impression that everything is fine. I’ve always been the “next pay-day” man, so take advantage of everything while I’m still alive. I’ll just bring it to the shop and

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ways

Ways To Reduce Financial Stress And Manage Your Debt

TheGrowthFocusedGuyDebt

I still remember in my younger years telling my parents I couldn’t wait to get older so I can do things my own way and have a blast every single day since I will have it all. Honestly, the thoughts have NOT changed but the meaning behind it sure did. With the presence of COVID-19

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About The Growth Focused Guy


I’m Gio,

An IT engineer, photographer, blogger, and investor in New York. Married to my childhood best friend and father of two, I’m documenting my journey to financial independence, living within my means, and inspiring others to eliminate debt and build generational wealth. Click here to learn more…

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One of the most crucial ideas for reaching financial freedom is living within your means. It enables you to make wise investments, save more money, and create a safety net that will support you during hard times.

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