$78,541 (Taxable Account) Hey, another circle around the sun! Happy New Year, everyone! The first week of the year is the best time to see where you stand with your finances. It’s a good moment to check your net worth and ask: have your assets increased and your debt decreased, as we all hope? The
Hope you had a wonderful holiday! We kept it pretty low-key; we went down to the city, spent time with family, ate some great soul food, and just took it easy. Here’s a look at my December 2025 report. Expenses for December 2025 Mortgage $2200 85.55% Groceries $62.93 2.45% Cars $43.86 1.71% Restaurant $6.43 0.25% Home
The gym didn’t change my body first; it changed my mind. Exercising has always been part of my life, and I’ve never shied away from throwing some weight around. The brutal part was sticking with it consistently. Growing up in NYC, juggling school, work, and all the hours spent waiting for buses or riding the
Hope everyone had a great Thanksgiving! In November 2025, my expenses came in a bit lower overall. Verizon dropped the ball and never added the promos I was promised as a new customer, so to fix it they agreed not to charge me for a year. That’s why the internet line shows 0 dollars now
In October 2025, this report breaks down my dividend income alongside my day‑to‑day household spending to show where the money actually went. As usual, most of my cash went toward housing, with a 2,200 dollar mortgage payment making up 51.5% of my total expenses, while groceries, internet, and gas together only took a relatively small
September really took a swing at my finances, but again, I’m not surprised; I saw it coming. I saw most of those expenses coming all at once. Sometimes that’s just how budgeting goes: prepare the best you can, roll with the punches, and keep moving forward. Expenses for September 2025 Mortgage $2200 51.5% Groceries $56
Well, just like that Summer is winding down and so is the cold season creeping in. Here’s a Look at My Expenses for August 2025 Mortgage $2200 72.5% Groceries $173.61 5.7% Restaurant $103.57 3.4% Home Improvement $0 0% Mobile Phone $0 0% Internet $113 3.7% Gasoline/Fuel $107.77 3.6% General Merchandise $339.89 11.2% Total $3037.84 100%
Growing up in Haiti, many of us are familiar with sòl or susu savings circles, where everyone contributes money, and each member takes turns receiving the lump sum. It’s a system built on trust, and when it works, it helps families cover big expenses in the short term. Today, investing in stocks, bonds, and real
When it comes to building long-term wealth, owning property can be one of the best financial investments you can make. From building equity as you pay down your mortgage to enjoying tax advantages and potential property appreciation, the benefits are hard to ignore. But let’s be real; homeownership isn’t cheap. The ongoing costs, like replacing
I hope everyone is making the most of these last couple of weeks of summer before the school year begins. For those starting school next week, I wish you all the best. Here’s a Look at My Expenses for July 2025 Mortgage $2200 72.1% Groceries $124.49 4.1% Restaurant $23.21 0.8% Home Improvement $406.49 13.3% Mobile