If you are reading this, you most likely have some future financial goals you plan to accomplish. Without a budget it is almost impossible to do. A budget is a financial map to help you reach your financial goals. Having the map in hands doesn’t mean a thing if you don’t first determine your current
It used to be the norm for any car issues the first thing you do is to bring it to the mechanic shop and wait for the lengthy bill. Now, you have the ability to educate yourself about your car issue even before taking it to the shop or save money and time by turning
For many, a Credit card can be a confusing little plastic card to have. Depending who you ask, some will make you believe having one makes you a rich person with free money – Do not fall for it. If used properly, it can make your financial life look like you’re a rich person in
Not long ago investing in the stock market required a minimum and a stop at a hedge fund to purchase stocks. Today, it’s a lot different from the use of a cell phone. Teaching the youth to start investing at an early age is so valuable, I’ve yet heard anyone losing all their hard earned
After the New Year, we were told by my manager we will need to carry our employer-provided mobile phone with us during working hours. Whether we are in the office or telecommuting. That’s fine with me but I’m not one who enjoys walking with two phones. THINGS I WILL MISS Contact list I stopped memorizing
My (then $42k) debt was made up of car repairs, consumer purchases, late penalties, and education loans. I’ll purposefully disregard any incoming alerts to give the impression that everything is fine. I’ve always been the “next pay-day” man, so take advantage of everything while I’m still alive. I’ll just bring it to the shop and
Having an emergency fund is the best financial move you can do to avoid any money crisis that may come your way like a job lost, medical bills, home repairs, car repair, the list goes on. Data has shown most people get to the habit of spending more than they earn for the sole purpose
I always look forward to payday hitting my account every other week. I know I’m not the only one here who gets excited regardless if they have plans for it or not. However, this should not be the norm generally speaking. Living paycheck to paycheck is not a way of life. This is a sign
Never would’ve thought 180 minutes away from my friends would have changed my finances for the best. I was always a [New York] city guy and I still consider myself one for the most part. Living in the city has taught me so much I credit my humbleness to the harsh lessons. Seeing how I’m
Every year, I tell myself things are going to get financially better. The first two months I will sacrifice it all to start saving, paying debts and even stop hanging out with friends outside of my home. There will be that one thing, something that I don’t even need, that will make me drop out