Hello there, everyone! I hope you all had a fantastic Halloween. My children have always enjoyed dressing up as characters, but they have lost interest in new ways of doing things since the pandemic. They do not enjoy walking through malls or driving through school parking lots to be handed candy bags. We got TGFGJr,
How y’all doing? Hope everyone had a good September and started this month on the right foot. We start getting some of that cold weather up here. I’m not looking forward to winter but I don’t mind the fall season. Especially when your car decides to break down in the coldest season ever. No matter
Unlike many others who simply prefer to brag about their victories, I also like to brag about my defeats. We are all human, we all make errors that we learn from. My mother warned me with facts, but I ignored her. With her notepad, pen, calculator in hand, she’s constantly on top of things and
Hello Everyone!! It seems like I just posted my first Debt Overview post last week. I hope everyone is staying hydrated and enjoying the hottest month of the year. Little has changed on my end of the globe; I’m still working from home and spending time with the kids. The idea, according to office gossip,
The average student with debt has $37,000 in student loans when they graduate from college. I was extremely fortunate to have my parents pay for my undergraduate degree, allowing me to graduate debt-free. Going back to school for more titles next to my name was never something I wanted to do, but coming from immigrant
I, an ex-spender, would have said two and a half years ago that I don’t mind spending money as long all of my basic needs are covered. I was even spending money I did not have. Let’s face it: from the moment we wake up until we go to bed, we are surrounded by marketing
If you are reading this, you most likely have some future financial goals you plan to accomplish. Without a budget it is almost impossible to do. A budget is a financial map to help you reach your financial goals. Having the map in hands doesn’t mean a thing if you don’t first determine your current
It used to be the norm for any car issues the first thing you do is to bring it to the mechanic shop and wait for the lengthy bill. Now, you have the ability to educate yourself about your car issue even before taking it to the shop or save money and time by turning
For many, a Credit card can be a confusing little plastic card to have. Depending who you ask, some will make you believe having one makes you a rich person with free money – Do not fall for it. If used properly, it can make your financial life look like you’re a rich person in
Not long ago investing in the stock market required a minimum and a stop at a hedge fund to purchase stocks. Today, it’s a lot different from the use of a cell phone. Teaching the youth to start investing at an early age is so valuable, I’ve yet heard anyone losing all their hard earned