Spring is officially here, but I’m still waiting for the weather to catch up. It’s still too cold, but hey, this is the Northeast. It shouldn’t be a surprise there!
For the month of March, I challenged myself to stick to the essentials, stay consistent with exercise, and limit myself to two meals a day. I’ve got to say—I’m feeling great, both physically and financially.
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Here’s a Look at My Expenses for March 2025
Mortgage | $2200 |
Groceries | $61.29 |
Restaurants | $25.82 |
Home Improvement | $0 |
Clothing | $0 |
Automotive | $0 |
Mobile Phone | $0 |
Internet | $113 |
Gasoline/Fuel | $40 |
General Merchandise | $166.45 |
Total | $2606.56 |
Dividends for March 2025
I always look forward to the end of the first and last quarters; they’ve consistently been my highest-earning months. I still dream of the day my income covers at least half of my living expenses, and deep down, I know it’s possible.
Months | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
Div Income | $43.80 | $43.98 | $107.26 |
In March 2025, I received $107.26 in dividends from the following companies:
Johnson & Johnson (JNJ)
IBM (IBM)
Exxon Mobil (XOM)
AGNC (AGNC)
Delta Air Lines (DAL)
Microsoft (MSFT)
RTX Corporation (RTX)
Realty Income (O)
Coca-Cola (KO)
VF (VFC)
Bank of America (BAC)
S&P 500 High Dividend Low Volatility ETF (SPHD)
Vanguard Total Stock Market (VTI)
Vanguard S&P 500 (VOO)

Gio founded TheGrowthFocusedGuy in January 2020 because he was fed up with debt.
His mission is to document his journey to Financial Independence in order to motivate and inspire others to get out of debt and begin building generational wealth.