Even if we’re currently taking advantage of the suspension of student loan repayment, we should all be prepared for its termination. The government defaulting on its borrowing is something I do not anticipate. But what I come to mind is how would the debt ceiling crisis impact student loans if they do? According to what
I so want to scream, “debt-free,” but the government is playing with my patience. Regardless, I am happy to wait for the Supreme Court and the POTUS to make up their minds. As an optimistic person, I’m sure they will soon come to a mutual agreement and forgive my federal student loan. According to Credit
What an exciting quarter it has been. This second quarter, I think, was my most aggressive payout yet. I gave everything I could to show some debt reduction progress because I was ashamed of my previous debt overview quarter report. I reduced the balance on my credit cards using the money I received from my
In light of the Texas woman, owner of Rose Credit Repair, being arrested for faking at least one hundred and thirty-three police reports to erase millions in debt, I will tell you why most credit repair services out there do not work and most are nothing but scams. If you live in America, at some
Are you sick of keeping track of your debts, checking on due dates, and logging into different lender portals to pay them off? It is one of the most time-consuming parts of someone’s financial journey. There are two ways you can combine multiple debt balances into one payment. You can either transfer the debt to
For the first quarter, not much has changed in terms of debt reduction. And I’ll tell you why. Two things happened: Saving For A Down Payment With rent increases, mortgage rates slowly climbing, and children growing at such a rapid pace, The Wife and I decided to begin our next chapter with the most expensive
If you’re reading this, I’m guessing you either want to start paying off your debt or you’re already doing so but get sidetracked from time to time. You’re not alone, to be sure. Depending on your circumstances, becoming debt-free might take a long time. Some people feel that the greatest approach to get out of
I hope you had a fantastic holiday season. For our part, we did not travel as we usually do and instead chose to stay in the area, especially with the introduction of the new variation. For my wife and me, it worked out rather nicely. We were able to work additional hours, which helped our
As we near the end of the Christmas season, we all know a lot of money is floating around and stimulating the economy. The “Buy Now, Pay Later” [BNPL] services are popular among individuals on a budget and those who are spending money they don’t have. The wife normally does all of the house shopping,
As a member of the FIRE community, it’s difficult not to open Twitter and see people brag about their victories, but rarely about their losses. There’s nothing wrong with that; in fact, I encourage everyone to celebrate their victories, no matter how minor they may be. But before we dive into what wealth is and