On this page, I’ll be tracking my yearly goals, sharing both the successes and the challenges along the way. 2026-2027 Pay off Student loan debt Shed 15 lbs (225 currently). Read 3 books Cut debt to 50% (currently $27K) Complete garden fence 2025-2026 Pay off Student loan debt Failed Exercise Passed Read 5 books Failed
What an exciting quarter it has been. This second quarter, I think, was my most aggressive payout yet. I gave everything I could to show some debt reduction progress because I was ashamed of my previous debt overview quarter report. I reduced the balance on my credit cards using the money I received from my
For the first quarter, not much has changed in terms of debt reduction. And I’ll tell you why. Two things happened: Saving For A Down Payment With rent increases, mortgage rates slowly climbing, and children growing at such a rapid pace, The Wife and I decided to begin our next chapter with the most expensive
If you’re reading this, I’m guessing you either want to start paying off your debt or you’re already doing so but get sidetracked from time to time. You’re not alone, to be sure. Depending on your circumstances, becoming debt-free might take a long time. Some people feel that the greatest approach to get out of
I hope you had a fantastic holiday season. For our part, we did not travel as we usually do and instead chose to stay in the area, especially with the introduction of the new variation. For my wife and me, it worked out rather nicely. We were able to work additional hours, which helped our
I know it’s been difficult to witness the images on social media of our fellow Haitian immigrants being chased by Border Patrol agents on horseback, wielding whips. While I understand that crossing the border illegally is not the right approach, the inhumane treatment of our people makes it feel as though the horrors of our
Unlike many others who simply prefer to brag about their victories, I also like to brag about my defeats. We are all human, we all make errors that we learn from. My mother warned me with facts, but I ignored her. With her notepad, pen, calculator in hand, she’s constantly on top of things and
Hello Everyone!! It seems like I just posted my first Debt Overview post last week. I hope everyone is staying hydrated and enjoying the hottest month of the year. Little has changed on my end of the globe; I’m still working from home and spending time with the kids. The idea, according to office gossip,
I, an ex-spender, would have said two and a half years ago that I don’t mind spending money as long all of my basic needs are covered. I was even spending money I did not have. Let’s face it: from the moment we wake up until we go to bed, we are surrounded by marketing
If you are reading this, you most likely have some future financial goals you plan to accomplish. Without a budget it is almost impossible to do. A budget is a financial map to help you reach your financial goals. Having the map in hands doesn’t mean a thing if you don’t first determine your current