How y’all doing? Hope everyone had a good September and started this month on the right foot. We start getting some of that cold weather up here. I’m not looking forward to winter but I don’t mind the fall season. Especially when your car decides to break down in the coldest season ever. No matter
I, an ex-spender, would have said two and a half years ago that I don’t mind spending money as long all of my basic needs are covered. I was even spending money I did not have. Let’s face it: from the moment we wake up until we go to bed, we are surrounded by marketing
If you are reading this, you most likely have some future financial goals you plan to accomplish. Without a budget it is almost impossible to do. A budget is a financial map to help you reach your financial goals. Having the map in hands doesn’t mean a thing if you don’t first determine your current
Having an emergency fund is the best financial move you can do to avoid any money crisis that may come your way like a job lost, medical bills, home repairs, car repair, the list goes on. Data has shown most people get to the habit of spending more than they earn for the sole purpose