My Journey Year 3 $20,374 (Taxable account) Happy New Year 2023!!! Welcome to the third year of my financial journey. I can humbly say the holidays have been great to me because this time I spent exactly what I budgeted for. I didn’t have to add months to my credit card debt repayments this time.
I so want to scream, “debt-free,” but the government is playing with my patience. Regardless, I am happy to wait for the Supreme Court and the POTUS to make up their minds. As an optimistic person, I’m sure they will soon come to a mutual agreement and forgive my federal student loan. According to Credit
I really hope everyone had a great Thanksgiving. We had planned to celebrate Thanksgiving quietly this year, but things turned out differently. My sister and her small family flew in from Haiti. To make it happen, extended family members traveled by car and plane from all around the United States. So, even though we are
“Remember, things are never clear until it’s too late.”- Peter Lynch Why is investing in mutual funds best for beginners? I can still recall reading articles on the weekends and late at night in an effort to comprehend business earnings reports. It wasn’t until I read the books “One Up on Wall Street” by Peter
Theophrastus once said, “Time is the most valuable thing a man can spend.” The passage of time is not as it seems. The idea that you have more time the younger you are is ingrained in our minds. True, but only to a certain point. The reverse is also true. You get closer to running
I sat at my computer to check the performance of my taxable investment account over the past 2.5 years. I asked myself, “What drives stock prices to rise and fall at any given time?” In my little experience with investing, I learned that if you don’t have a deeper understanding of how it works and
I racked up roughly $42,000 in consumer debt in my thirties. I had a behavior issue rather than a spending concern. My attitude was, “I’ll get another month to think about it as long as the minimum is paid before the due date.” I didn’t know my debt wasn’t decreasing until two years ago, despite
You must be wondering if you’re fit to work for The Home Depot, the biggest home improvement company in the world. I joined the Orange family as a member of the freight team exactly one year ago. Please be aware that I can only speak on behalf of my team, department, and what I experienced.
Happy September, everyone! The academic year is back. I sincerely hope you all share my children’s enthusiasm. Traveling abroad was a regular feature of our yearly family vacations before the pandemic. For the best deal, we’ll reserve our hotel and rental car a few months in advance. But since 2020, things have changed. We’ve chosen
What an exciting quarter it has been. This second quarter, I think, was my most aggressive payout yet. I gave everything I could to show some debt reduction progress because I was ashamed of my previous debt overview quarter report. I reduced the balance on my credit cards using the money I received from my