Unclaimed Money: How to Find and Claim Your Money

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How nice would it be to get a check for no particular reason? I experienced exactly that after a few clicks on my state website.

Four years ago, at the office, my manager was telling us a story about how his brother and best friend both received unclaimed checks worth close to five thousand dollars. At the time, I did not pay much attention to the gems he was sharing because I couldn’t think why I would have any money sitting on the sidelines waiting for me.

According to the National Association of Unclaimed Property Administrators, an estimated $70 billion in unclaimed property, belonging to 33 million people, is being held by state treasurers. They estimated that one in seven individuals has unclaimed property.

That’s a lot of hardworking people who have no idea how their money helps the state generate more money the longer it remains dormant. There’s nothing wrong in terms of the state generating more money. But it’s much better when the interest grows on your side.

How to check if you have missing money?

You can use MissingMoney.com to do a more thorough search for any unclaimed funds if you lived in numerous states. It’s very easy to navigate, just put in your first and last name or previous names then it will generate a list.

Unclaimed Money Missingmoney 1

What I like about it is that even while the check’s precise amount won’t be released, if it is, you can determine whether it is less than $25 or more than $100.

As for an accurate search, If you’ve spent your entire life in the same state, you can go to the unclaimed.org website, choose your state, and conduct a search on your name, the names of any previous family members, or anyone else in this scenario. Since the public can access it, peeping is acceptable.

NY state comptroller thomas dinapoli 1
NYS Comptroller Thomas Dinapoli returning an unclaimed check

Inform anyone you recognize from the list who can provide ownership evidence that they are entitled to those unclaimed money.

Get the Most from Your Funds

Invest in yourself. This is essential for personal growth and development. It can help you achieve your goals.

Pay debt. If you have high-interest credit card debt, you should apply it to your credit card balance to reduce the numbers.

Stock market. If you haven’t already, you can begin making stock market investments. If you have, take advantage of the market’s decline by buying more stocks from reputable companies and dollar-cost averaging. If you don’t have the time to examine specific firms, think about investing in mutual funds.

Considering they weren’t expected, I made the decision to place the unclaimed money in the house deposit account.

Bottom line

Visit the website of your local state, regardless of whether you need money or not, and check to see if there is any money available. The most crucial thing is to collect the money that is legally yours—your unclaimed money.

Visit the websites Unclaimed.org and MissingMoney.com.

Whatever the amount, it will serve the desired goal.


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Gio founded TheGrowthFocusedGuy in January 2020 because he was fed up with debt.

His mission is to document his journey to Financial Independence in order to motivate and inspire others to get out of debt and begin building generational wealth.

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