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Author Archives: TheGrowthFocusedGuy

Home / Archived Article(s) by Author: TheGrowthFocusedGuy
christina wocintechchat

What Happens to Student Loans During a Debt Ceiling Crisis?

TheGrowthFocusedGuyPersonal Finance

Even if we’re currently taking advantage of the suspension of student loan repayment, we should all be prepared for its termination. The government defaulting on its borrowing is something I do not anticipate. But what I come to mind is how would the debt ceiling crisis impact student loans if they do? According to what

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3 Areas Where Investing in Quality Will Save You Money

TheGrowthFocusedGuyPersonal Finance

“With Age Comes Wisdom” – Oscar Wilde Did you know investing in quality can save you money? It’s not really that difficult When being surrounded by stuff no longer bothers you, you’ve reached the wisdom stage. We used to claim as children that we were going to buy a big house with plenty of space

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April 2023 Report Dividend Income

APRIL 2023 DIVIDEND INCOME AND EXPENSES

TheGrowthFocusedGuyDividends and Expenses, Personal Finance

Hey y’all, how’s everyone doing? For myself, I’m relieved that April is done. There were far too many things going on at once, including the house search, the kids’ activities, vehicle troubles, and the frequent trips to New York City. On the plus side, it’s the wife’s birthday month, which makes it a month I

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5 Reasons Why House Searching Sucks

TheGrowthFocusedGuyPersonal Finance, Home Ownership

We decided a year ago that it was time to start looking for a home. Renting no longer makes financial sense. Of course, renting was better when it was just the two of us. Now things have changed we begin our house search. Our household has grown to include more than a handful of people.  The

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MARCH 2023 DIVIDEND INCOME AND EXPENSES

TheGrowthFocusedGuyPersonal Finance, Dividends and Expenses

Hey, how’s everyone doing? With my finances, March is always the month where I feel the heaviest. I don’t like to complain, but it seems like everything that could go wrong or that might call for a budgeting strategy for an upcoming event begins in that month. It must be the weather change. There is no

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Why It’s Important to Remember Your Boss Is Not Your Friend

TheGrowthFocusedGuyPersonal Finance

Yes, that’s correct your boss is not your friend. Even if you get along well with your boss, limits are necessary in the office. My manager, who has been with the company for thirteen years, will meet with the staff every two weeks. He has the power to call meetings at random whenever he wants.

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Unclaimed Money: How to Find and Claim Your Money

TheGrowthFocusedGuyPersonal Finance

How nice would it be to get a check for no particular reason? I experienced exactly that after a few clicks on my state website. Four years ago, at the office, my manager was telling us a story about how his brother and best friend both received unclaimed checks worth close to five thousand dollars.

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FEBRUARY 2023 DIVIDEND INCOME AND EXPENSES

FEBRUARY 2023 DIVIDEND INCOME AND EXPENSES

TheGrowthFocusedGuyPersonal Finance, Dividends and Expenses

Happy Black History Month they said! My 7-year-old son asked me last week after dinner why Black History Month was never mentioned by the professors when we were already studying Ramadan. I said that Black History Month cannot be confined to a single month and that every month should be observed as Black History Month.

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human artificial intelligence

Goodbye Human Bloggers: Is AI Killing Blogging?

TheGrowthFocusedGuyPersonal Finance, Perception & Emotions

As a frequent reader of financial independence blogs, I’ve noticed writers losing hope since the hype surrounding the artificial intelligence revolution, particularly with Microsoft’s new product ChatGPT. Many respected bloggers and storytellers have complained about declining traffic to their blogs. It is true that AI has changed the way we create and consume content, and

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Valentine’s Day money-saving tips

TheGrowthFocusedGuyPersonal Finance, Family

Valentine’s Day is a day that many people celebrate no matter their background, culture, or belief. It’s a day where you can almost feel the love in the air; the mall parking lots are full; there’s long lines at flower shops; the smell of chocolate pervades the air; it’s a day that brings smiles to

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About The Growth Focused Guy


I’m Gio, an IT guy from NY on a mission to reach a $1M net worth and smart living. Follow my real numbers, real journey. Click here to learn more…

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One of the most crucial ideas for reaching financial freedom is living within your means. It enables you to make wise investments, save more money, and create a safety net that will support you during hard times.
  • 4 Reasons Why Mutual Funds Are Best for Beginners
  • Credit repair : How to fix your credit yourself, avoid scams
  • AUGUST 2024: DIVIDEND INCOME AND EXPENSES
  • Goodbye Human Bloggers: Is AI Killing Blogging?
  • 5 reasons why solitude can lead to increased productivity.

📈 The Journey So Far

  • ⏳ 6 years of documenting my path
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Please note that I'm not a financial advisor. The content on this site is intended for informational and entertainment purposes only. Please refer to the disclaimer for more information.

Recent Posts

  • Net Worth: My Journey Year 6
  • DECEMBER 2025: DIVIDEND INCOME AND EXPENSES
  • How the Gym Changed My Mind Before My Body

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