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“Embracing Change: Reflecting on Time, Income, and the Pursuit of a Productive Workspace”
Have you ever found yourself wondering where the time has gone? It’s a sentiment many of us share as we watch the seasons change and our lives evolve. Today, I’m taking a moment to reflect on my own journey, from the excitement of posting about the August report to now, where I’m already delving into September’s dividend income and expenses.
A Shift in Time and Income
It feels like just yesterday that I was sharing my financial insights while juggling a part-time job at Home Depot. Those years were transformative, not just for my wallet but for my health too. The hard work of unloading trucks and preparing shelves for customers led to a surprising bonus: I shed nearly thirty pounds. It was an unexpected achievement, and it reminded me of the power of setting clear goals.
However, as time marches on, so do our lives. After almost three years, I was let go from my part-time gig. While it means saying goodbye to an additional $12,000 annually, it also opens up a new chapter. Change is in the air, and I’m ready to adapt.
Navigating the Financial Landscape
I’m sure many of you can relate to the unease that comes with a shift in income. I’ve been anticipating the impact this change will have on my monthly report. Will it show up? And if not, what adjustments should I make? One thing I’m determined about is not falling into the debt cycle. I’ve started taking action to rebalance my budget and reallocate my investments.
What’s Next?
So, what’s the plan? How do I make up for the lost income and add extra value to my life? The answers aren’t crystal clear yet, but one thing is certain: I’m focusing on working for myself and doing it from the comfort of my own home. It’s a shift that aligns with my evolving lifestyle and goals.
Let’s talk numbers. Here’s a snapshot of my September 2023 dividends and expenses:
Dividends for September 2023
Months | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
Div Income | $22.77 | $32.77 | $73.28 | $35.59 | $33.28 | $76.18 | $39.78 | $37.11 | $79.09 |
SEPTEMBER 2023 Expenses
Mortgage | $2100 |
Restaurants | $32.39 |
Groceries | $334.28 |
Fuel | $30.01 |
Insurance | $1385 |
Travel/Tolls | $228.30 |
Mobile Phone | $0 |
Internet | $104.99 |
Home Improvement | $234.28 |
Medical | $25 |
General Merchandise | $431.02 |
Total | $4905.27 |
The Quest for a Dedicated Workspace
You may have noticed my absence from the blog recently. Since purchasing our new home, there’s been a missing piece in my life—a dedicated workspace. Productivity often demands isolation from the outside world, and I’ve realized the importance of having that space.
Unfortunately, my contractor friend fell ill, delaying the progress. While I’ve toyed with the idea of taking up the project myself, I want to ensure that my permanent workspace enhances my productivity, not the other way around. Patience is the name of the game for now.
Until Then…
As I continue on this journey of change, I invite you to share your own experiences and insights. Life has its twists and turns, but together, we can navigate them. Stay tuned for more updates and discoveries on this ever-evolving path.
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Gio founded TheGrowthFocusedGuy in January 2020 because he was fed up with debt.
His mission is to document his journey to Financial Independence in order to motivate and inspire others to get out of debt and begin building generational wealth.